Human Capital Management Blog

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It's lonely in HR. Never fear! Benetech's team of seasoned experts provides the wisdom, technology insights, and healthcare regulatory updates that keep under-staffed and over-tasked HR departments informed, in compliance, and running lean!

By: Matt Ingold

September 13th, 2016

Reducing Employee Hours to Avoid the ACA? Prepare for a Lawsuit.

Affordable Care Act | Healthcare Compliance

The Affordable Care Act (ACA) and its Employer Shared Responsibility Mandate have placed a costly burden on employers who traditionally did not extend employer sponsored health coverage to variable hour employees. The ACA now requires employers to offer health coverage to those employees that work more than 30 hours per week (130 hours per month over a 12 month measurement period), or risk paying a penalty. In an effort to avoid the cost of penalties and additional health insurance expenses, a number of employers looked to ways of reducing their full-time employee population, or minimize the number of employees to whom they would be required to offer coverage or risk paying a penalty. Makes sense. Then came the lawsuit Marin v. Dave & Buster’s Inc.

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By: Matt Ingold

August 8th, 2016

How to Determine Your Historical Measurement Period for ACA Software Implementation

Affordable Care Act | HR Best Practices | HR Technology

By now most employers and HR professionals are well aware of the data required for Affordable Care Act testing and reporting. The measurement periods continue to be a sticking point for people, particularly when they are collecting data during the process for an ACA software implementation.

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By: Barry McNamara

August 3rd, 2016

The Affordable Care Act at Six…and Counting

Affordable Care Act | Obamacare | Obamacare Reporting

While the results of this fall's national elections might re-shape the debate around the Affordable Care Act (the ACA), substantive change, if any, won't occur until at least mid-2017. In the interim, employers must remain mindful of the impact that the ACA's various coverage, cost and compliance requirements have on their employee benefit offerings.

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By: Matt Ingold

July 18th, 2016

What Should You Do With ACA Subsidy Notices?

Compliance & Auditing | Affordable Care Act | Obamacare

In June of 2016, the IRS began delivering their backlog of subsidy notices to employers. The notices informed Applicable Large Employers (ALEs) when an employee who might have been eligible for employer-sponsored health coverage enrolled in health coverage through a state or federal marketplace AND received an Advanced Premium Tax Credit (APTC) and Cost-Sharing Reduction (CSR). Notices were automatic computerized mailings triggered by the employee’s enrollment. Immediately, the floodgates of questions opened: “What should I do if I receive an ACA subsidy notice?” “Is there a penalty associated with an employee ACA subsidy notice?” “How do I appeal an employee ACA subsidy notification?” All great questions, but let’s start with a little note of reassurance. Receiving an Affordable Care Act Subsidy Notice does not automatically mean that you are subject to an ACA penalty. That being said, don’t just toss them into the junk-mail box—there are some decisions to make, and they may involve a lawyer. Take the following into consideration in determining the appropriate response to an ACA subsidy notification.

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By: Matt Ingold

June 17th, 2016

How Will the 2016 Presidential Election Impact Obamacare?

Affordable Care Act | Obamacare | Cadillac Tax

How will the 2016 election impact Obamacare? One of the more pressing questions presently floating around the political news channels. A recent U.S. News article unpacks the potential fate of Obamacare in the case of a Trump or Clinton victory. In this blog, I’d like to add some considerations to the ACA’s funding arrangement, and how the financial structure of Obamacare will significantly impact the prospect of a full or partial repeal.

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By: Matt Ingold

May 6th, 2016

Total Workforce Management Software: Multi vs. Single Database Solutions

Affordable Care Act | HRIS | Reducing Overtime | Time Management

When considering a new HRIS or Human Capital Management Software purchase, increasing numbers of employers are looking for integrated HR systems, automated processes, and intuitive report writing. Understandably so—most have built their HR administration software suite from various different providers with wonky integrations. If you want a truly integrated HR technology, you have to take system-architecture into consideration, and here’s why. WARNING: This is not a terribly exciting read, but if you are serious about finding a truly integrated workforce solution, this is must-have information.

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By: Matt Ingold

January 6th, 2016

Three Must-Haves for Any Retiree Medical Billing RFP

Affordable Care Act | Retiree Billing

So, outsourcing your retiree billing administration has probably crossed your mind once or twice. Understandable—it’s one of those redundant monthly tasks that can be surprisingly labor intensive and draining to the productivity of your administrative personnel. Furthermore, depending on the size of your retiree population, the monthly task of collecting and processing retiree health insurance payments can have high associated labor and opportunity costs. Most public sector employers that look to outsource their retiree billing are experiencing the following:

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By: Matt Ingold

December 30th, 2015

IRS Extends Deadlines for 1095-C Furnishing and Reporting!

1095-C | Affordable Care Act | Obamacare Reporting

3 minute read Just when you thought you’d unwrapped all of your presents, it looks like Santa had one more gift for employers hidden behind the desk in the corner of the family room. And nobody can shoot their eye out with this one… It was about a week before Christmas that we began hearing some “scuttlebutt” from our legal sources that a delay for Affordable Care Act Reporting was forthcoming, and if so, would be issued sometime between Christmas and New Year’s.

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